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   “Company Quotes”

“Our ratings are like a runner’s never changing hurdle, companies are expected to continuously jump over them without touching them. If they touch them it is sign of weakness”

 

A. Harrison, CPA

President

HarriFin Data Company

     ---------------

“We at HarriFin Data Company are like bankers with fiduciary duties because we monitor over $5 trillion dollars in assets and rate each company based on changes in the financial statements”

A Admin staff member

 

Welcome to: HarriFin Data Company

                      “Rating done by accountants“                                      

For the

Period

Ending:

2007

2006

2007

2006

Value

A=$100

2007

2006

2005

$Change

$Change

%Change

%Change

Quote

B=$80

Operating

Cash flow to

net income ratio

 

 

 

 

Base

C=$60

2.04

2.17

2.22

-0.13

-0.05

-5.89%

-2.07%

Price

D=$40

Definition of our rating and financial statement evaluation

A two step process to get on time company data:

 

Step 1: Review companies in over 450 industries

(SIC code list is free to search. Thousands of companies to see) 

  

Step 2: Subscribe for free rating

 (To get FREE rating )

To see our rated and monitored companies. Select>>>>>>>>>>>Watched

Please note: We prepare the rating for free and we are not paid for this service. Management feels that it will be hard to rate companies, to collect a fee for this service and to appear unbiased. We do welcome donations, though.           

                                             

                                                             “Our Hurdles”

 

Ratios: (Used to rate and monitor companies and factors or questions to consider)

Click on links below or just scroll the page down

1-Accounts Receivable/Total Assets

2-Accounts receivable turnover

3-Accounts receivable over Inventory

4-Accounts Payable/Cost of Goods Sold

5-Accounts payable over Inventory

6-Accounts payable to total current liabilities

7-Accounts payable/Purchases

8-Accounts Payable to Total Liabilities

9-Accounts Payable Turnover

10-Accrued expenses/Total assets

11-Assets to Sales

12-Asset turnover

13-Average Collection Period

14-Book value per share

15-Cash Flow Margin

16-Cash Flow Margin (Without questionable adjustments)

17-Cash Flow Return

18-Cash + Marketable Security ratio

19-Cost of goods sold to total revenue

20-Current liabilities/Total Assets

21-Current liabilities/Equity

22-Current ratio

23-Debt to Equity Ratio

24-Debt to total assets      

25-Defensive-Interval Ratio

26-Dividend yield

27-Earnings per share

28-Equity to Assets Ratio

29-Federal Funds to Asset

30-Gross Profit Margin

31-Interest Expense to Notes Payable

32-Inventory / Total Assets

33-Inventory turnover

34-Liquid assets to deposit

35-Long Term Liabilities/Total Assets

36-Number of Days’ Sales in Inventory

37-Operating Profit Margin

38-Operating cash flow to net income

39-P/E or price earnings ratio

40-Payout ratio

41-Payment Days Accounts payable (Number of days)

42-Profit margin on sales ratio

43-Property plant and equipment to total asset

44-Property Plant & equipment over Equity (Net worth)

45-Quick ratio or Acid Test ratio

46-Rate of return on assets ratio

47-Rate of return on Common Equity

48-Return on Equity

49-Return on Investment

50-Sales/Net Worth

51-Selling, General & Administrative (S, G & A)

52-Time Interest Earned

53-Total Current assets/ Total Assets

54-Total interest expense to Total revenue ratio

55-Total liability/Equity

56-Total loans to deposit ratio

57-Total revenue to Total deposits ratio

58-Trading account assets

59-Working Capital Turnover

 

 

--------------------------------------------

           Financial statements:

Balance Sheet  -      See-saw numbers

Income Statement - “See-saw numbers

Cash Flow            -    See-saw numbers

Owner’s Equity

 

--------------------------------------------

 

               Depreciation:

Depreciation methods in general

Activity method

Straight Line

Sum of years digit

Double declining balance

Pension

Investments

 

--------------------------------------------

     Other definitions:

Risk Score- (defines letters) See how we rate your company and assign scores

Group average Difference between group average and industry average defined

Rating done by accountants

Industry Status>>Alert indicator defined

Our services-Describes the initiatives and plans 

Company quote “Runner’s never changing hurdle”

HarriFindex % -Index of majority grade: What does it mean?

HarriFin value quote Pricing of a company per share value

 

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         “SIC and HarriRatios

 

Rating done by accountants”

What do we mean by this phrase? It takes someone trained in the generally accepted accounting principles (GAAP) to classify into current and non current a balance sheet assets and liabilities that are not classified in order to calculate the current ratio or to determine what is long term or short term assets and liabilities to calculate the other ratios used to create the ratings or grades.

 

Runner’s never changing hurdle”

Our ratings are like a runner’s never changing hurdle. Companies are, expected to continuously, jump over them without touching them. If they touch them it is sign of weakness”

The quote by our company president is defining our rating scale. They are never changing, they are kept at the same height or rating level. For example to get  a “B” rating the company must continuously score of 2 or less in our 5 point rating scale in all 5 ratios every filing year. The 2 is a hurdle they must overcome or jump. If they fail to score a 2 or less, then they have touch or knock down the hurdle to warrant a lower grade or rating.

 

HarriFindex Letter %”

Our ratings index called HarriFindex shows the majority grade rating or the letter rating and it percent. Example: At the time of this writing the C rating was the majority and its percentage was 48% of the total of all companies rated and written as HarriFindex>> C 48%.  The letter B rating is close behind at 40 %.